Mandates – What are they?
Network vendors in the card processing marketplace deliver important communications to their clients and data processors that can contain required programming changes and important information and sometimes short deadline dates. These are referred to as “Mandates”.
Mandates can be a result of regulation changes, VISA/MasterCard rules, improved processing or changes in file formats. We want to keep you updated on how our priorities are set and changes forced for platform compliance.
We will post communications from the EFT vendors that CU*Answers receives from the Networks ’Mandate” delivery channel or directly from you! Please forward these communications to the Gividends EFT Team at eftsolutions@cuanswers.com so we can keep everyone informed!
We appreciate your input.
Questions can be sent to gividendseftgroup@cuanswers.com
Also review the EFT Implementations page for weekly updates!
Current Listing as of 02/08/2012:
FSCC Shared Branching Fall Updates 2011
Add New Reverse Lookup Messages and Verbiage Updates– Effective March 26, 2012 – In Process
- Add new Reverse Lookup Message for both Issuer and Acquirer. Issuer can pass back up to 33 accounts from a SSN lookup. This change will require CU*BASE screen enhancements. Target Date CU*BASE Release 11.4
Misc Enhancements – Effective March 26, 2012 – In Process
- Additional Amounts Format changes.
- Remove Wire Transfers from Miscellaneous
- Remove balance types not applicable to loan or share on transfer responses
- Modify extended Print to allow 100 transactions instead of 999
- No special characters in description
Check Endorsement Requirements (FSCC and CUSC) – Effective March 26, 2012 – Completed November 11th, 2011
- Endorsement Requirements for FSCC/CUSC transactions where there is a check involved.
CO-OP
Hardware/Software Compliance Spring Mandate 2011
Account Status Inquiry Service
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Effective Date April 15, 2011 – In Process
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MasterCard is implementing a new Account Status Inquiry Service that will allow acquirers to send this inquiry with a zero transaction amount to validate cardholder account
Recurring Payment Test Transactions
- Effective Date April 15, 2011 – In Process
- MasterCard is allowing acquires to send recurring payment test transactions with a zero transaction amount
Fiserv
BP11005 – MasterCard Debit Switch (MDS) Release 11.0
Account Status Inquiry Service
- Effective Date June 14 2011 – In Process
- MasterCard is implementing a new Account Status Inquiry Service that will allow acquirers to send this inquiry with a zero transaction amount to validate cardholder account
Recurring Payment Test Transactions
Effective Date June 14 2011 – In Process
- MasterCard is allowing acquires to send recurring payment test transactions with a zero transaction amount
First Data (STAR)
MasterCard Spring 2011 Business Enhancements
Account Status Inquiry Service
- Effective Date June 14 2011 – In Process
- MasterCard is implementing a new Account Status Inquiry Service that will allow acquirers to send this inquiry with a zero transaction amount to validate cardholder account
Recurring Payment Test Transactions
- Effective Date June 14 2011 – In Process
- MasterCard is allowing acquires to send recurring payment test transactions with a zero transaction amount
STAR 2011 Network Enhancements – Notification of Changes and Support Requirements
STAR Products Participation – STAR eCommerce, STAR Enhanced Biller-Direct Payment, STAR Expedited Transfers, and STAR Mobile
- Effective Date April 2, 2012 – In Process
- Acquirer Members, Issuer Members and Issuer Processors must support transactions associated with these products suites by April 2, 2012.
JHA Payment Processing Solutions
MasterCard Processing Changes
Account Status Inquiry Service
- Effective Date April 15, 2011 – Completed
- MasterCard is implementing a new Account Status Inquiry Service that will allow acquirers to send this inquiry with a zero transaction amount to validate cardholder account
Recurring Payment Test Transactions
- Effective Date April 15, 2011 – Completed
- MasterCard is allowing acquires to send recurring payment test transactions with a zero transaction amount
Misc Mandates/Vendors
Visa Money Transfer (OCT) and (AFT) must be accepted for Debit Card Accounts Effective 10/15/2010
- In process for COOP. All other vendors either completed or no requirements necessary for change.
Visa Money Transfer for (OCT) and Account Funding Transaction (AFT) for credit cards accounts with anti-money laundering (AML) and Business Application (BAI) data elements. Effective 4/15/11
- FTPS has filed for an extension. All other vendors either completed or no requirements necessary for change.
